. CBD: 80% LVR
. Serviced Apartments: 80%LVR
. Studio's & Apartments 25 - 50sqm: 80% LVR
. Units on one title: up to 8 depending on location, each must be fully self contained i.e. internal Kitchen: 80% LVR
. Over 55 & Retirement Accommodation - Max 75% LVR
. Adverse Credit History: with satisfactory WRITTEN explanation from Borrower:
. Vacant Land: in excess of 100 acres
. LMI Capitalisation: YES
. Income: (Part time Permanent or Casual) 6 months with same employer or 12 months in same line of work.
. Self Employed: Minimum 12 months. Accountant's financials plus Interims where relevant.
. Savings History: Gift Deposits Acceptable
. Govt Benefits eg. Disability, Pensions & Carers Allowances: can be considered
. Limit to Location NSW, VIC, SA, QLD only but no postcode restrictions.
. LVR up to 95%
